Navigate Medicare With Confidence
Get a free, no-obligation Medicare plan review from a licensed specialist. We help you find the right coverage, maximize your benefits, and save money.
The BayMed Advantage
We make Medicare simple so you can focus on what matters most.
Personal Guidance
Work directly with a dedicated agent who listens to your needs, answers your questions, and guides you through every step of the process.
$0 Cost to You
Our services are completely free. We are compensated by the insurance carriers, so you never pay a dime for expert advice and plan enrollment.
Unbiased Comparisons
We represent multiple carriers, so you get an honest comparison of your best options rather than a one-size-fits-all recommendation.
Year-Round Support
Our relationship doesn't end at enrollment. We provide ongoing support to help with claims, plan changes, and any questions that come up.
Simple Enrollment
We handle the paperwork and walk you through enrollment so there are no surprises, no confusion, and no missed deadlines.
Local Expertise
We know the plans available in your specific area. Whether you're in Florida, Texas, or Ohio, we match you to the best local options.
Medicare Solutions Tailored to You
From plan selection to enrollment and beyond, we cover every aspect of your Medicare journey.
Medicare Advantage Plans
All-in-one plans that combine hospital, medical, and often prescription drug coverage. Many include extra benefits like dental, vision, and hearing.
Medicare Supplement Plans
Also known as Medigap, these plans help cover the costs that Original Medicare doesn't, such as copayments, deductibles, and coinsurance.
Prescription Drug Plans
Stand-alone Part D plans to help reduce the cost of your medications. We compare formularies to ensure your drugs are covered at the lowest cost.
Annual Plan Reviews
Plans and benefits change every year. We review your current coverage to make sure it still fits your needs, doctors, and medications.
Enrollment Assistance
We guide you through enrollment during AEP, OEP, and Special Enrollment Periods so you never miss an important deadline.
Ongoing Support
Questions about a claim? Need help understanding a bill? We are your advocate year-round, helping you get the most from your plan.
Meet Tim Prince, Your Medicare Specialist
Tim Prince founded BayMed Inc DBA BayMed Insurance Group with a simple mission: help people navigate Medicare without the confusion, pressure, or overwhelming options.
We focus on education first, so you can better understand how Medicare works and review your options based on your doctors, medications, and budget.
Whether you are aging into Medicare, moving, losing coverage, or reviewing your current plan, BayMed is here to help you make informed decisions with confidence.
Get the Right Plan in 3 Simple Steps
No pressure, no cost, no confusion. Just clear answers and expert guidance.
Book Your Free Review
Schedule a no-obligation consultation at a time that works for you. Choose a phone call, video chat, or in-person meeting.
Get a Personalized Analysis
We review your current plan, doctors, prescriptions, and budget to identify the best coverage options available in your area.
Enroll With Confidence
Once you choose the plan that fits, we handle the enrollment and provide year-round support whenever you need us.
Ready to Review Your Medicare Options?
Schedule a free review with BayMed Insurance Group and get help understanding your Medicare choices.
Schedule Your Free Review
Use the booking tool below to request your Medicare plan review.
Frequently Asked Questions
Quick answers to the questions we hear most. Don't see yours? Give us a call.
Terms & Conditions
See also our Privacy Policy.
Please read these terms carefully before using our website or services.
Contents
- Agreement & Acceptance
- Services Overview
- Privacy
- Electronic Communications
- Business Identity
- Your Account
- Links to Third-Party Sites
- SMS Policy
- No Unlawful or Prohibited Use / Intellectual Property
- Use of Communication Services
- Materials Provided to the Site
- Third-Party Accounts
- International Users
- Indemnification
- Liability Disclaimer
- Termination / Access Restriction
- Changes to Terms
- Contact Us
Agreement & Acceptance
Agreement between user and Baymed Insurance Group Inc.
Baymed Insurance Group Inc.'s website https://insurance.baymedinsurancegroup.com (the "Site") is comprised of various web pages operated by Baymed Insurance Group Inc. and is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms").
Your use of Baymed Insurance Group Inc. constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference.
Services Overview
To provide educational videos on how the Medicare system works plus offer options to clients so that they can choose the best healthcare options for their situations.
Privacy
Your use of the Site is subject to our Privacy Policy, which also governs the Site and informs users of our data collection practices.
Electronic Communications
Visiting the Site or sending emails to the Site constitutes electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Business Identity
Baymed Insurance Group Inc. provides educational information, responds to information requests, delivers quotes when requested, sends service-related updates and appointment notifications, and offers customer support communications related to insurance, financial, and benefit-related products and services.
Your Account
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password.
You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that the Site is not responsible for third party access to your account that results from theft or misappropriation of your account.
The Site and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
The Site does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use the Site only with permission of a parent or guardian.
Links to Third-Party Sites / Third-Party Services
The Site may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of the Site and the Site is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. The Site is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Site of the site or any association with its operators.
Certain services made available via the Site are delivered by third-party sites and organizations. By using any product, service, or functionality originating from the Site domain, you hereby acknowledge and consent that the Site may share such information and data with any third party with whom the Site has a contractual relationship to provide the requested product, service or functionality on behalf of the Site users and customers.
SMS Policy
By providing your phone number and opting in to receive text messages from Baymed Insurance Group Inc., you expressly consent to receive recurring informational, appointment, support, account, and limited marketing text messages from Baymed Insurance Group Inc. at the number provided, including messages sent using an automatic telephone dialing system.
Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time. Reply HELP for assistance.
Consent to receive text messages is not a condition of purchasing any goods or services.
No Unlawful or Prohibited Use / Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to the Site that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site.
All content included as part of the Service, such as text, graphics, logos, images, and software, is the property of the Site or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights.
Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group. You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
Materials Provided to the Site
The Site does not claim ownership of the materials you provide to the Site. However, by posting, uploading, inputting, providing or submitting your Submission you are granting the Site, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses.
Third-Party Accounts
You will be able to connect your Baymed Insurance Group Inc. account to third-party accounts. By connecting your account to your third-party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others in accordance with your privacy settings on those third-party sites.
International Users
The Service is controlled, operated and administered by the Site from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws.
Indemnification
You agree to indemnify, defend and hold harmless the Site, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses relating to or arising out of your use of or inability to use the Site or services.
Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE SITE MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
Termination / Access Restriction
The Site reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of FL and you hereby consent to the exclusive jurisdiction and venue of courts in FL in all disputes arising out of or relating to the use of the Site.
Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including without limitation this section. You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Site as a result of this agreement or use of the Site.
If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and the Site with respect to the Site.
Changes to Terms
The Site reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions. The Site encourages you to periodically review the Terms to stay informed of our updates.
Contact Us
Baymed Insurance Group Inc.
Belleair Bluffs FL 33770
[email protected]
(727) 240-2991
Privacy Policy
See also our Terms & Conditions.
We are committed to protecting and respecting your privacy.
Contents
Introduction & Scope
This Privacy Policy describes how Baymed Insurance Group Inc. collects, uses, and protects your information when you use our website and services.
Information Collection and Use
Personal Information
We may collect personally identifiable information ("Personal Information") that can be used to contact or identify you, including but not limited to:
- Email address
- Full name
- Telephone number
- Postal address
- SMS information — including any content or details you provide when opting in to our SMS services
- Other information you provide
We collect this information to provide and improve the Service, communicate with you, respond to inquiries, process orders, and enhance our services.
Log Data & Cookies
We collect information that your browser sends when you visit our Service ("Log Data"), including:
- Internet Protocol (IP) address
- Browser type and version
- Pages visited
- Date and time of visit
- Time spent on pages
- Device identifiers
- Diagnostic data
We use cookies, which are small data files, to collect information and enhance your experience. You can manage cookie preferences through your browser settings. Refusing cookies may limit some Service features.
Do Not Track (DNT): We do not support DNT.
Service Providers
We may use third-party providers to facilitate our Service, perform related services, or analyze Service usage. They have access to Personal Information only for these tasks and are obligated to keep it confidential. They may not share or sell your data.
SMS / Text Message Information
Non-Disclosure: We will not disclose SMS/text message information to third parties, except as legally required.
Limited Use: SMS/text message information is used solely for the purposes described in the Use of Personal Information section and legal compliance.
Non-Sharing Policy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service or service delivery, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except aggregators and providers of text message services as necessary to deliver SMS communications.
Use of Personal Information
We use Personal Information to:
- Provide and maintain the Service
- Notify you of Service updates
- Enable interactive Service features
- Provide customer support
- Analyze and improve the Service
- Monitor Service performance
- Detect and resolve technical issues
- Communicate via SMS/text messages (with consent)
- Personalize communications
- Respond to inquiries
User Rights
Access: You have the right to access your Personal Information.
Rectification: You have the right to rectify inaccuracies in your data.
Erasure: You have the right to request erasure of your data.
Preferences: You have the right to manage communication preferences.
Opt-Out: You have the right to opt out of SMS messages by replying "STOP" or contacting us at [email protected]. You can also text HELP to (727) 240-2991 for help.
To exercise any of these rights, contact us using the information in the Contact section below. We may verify your identity before processing your request.
Data Security
We implement reasonable security measures to protect Personal Information. No method of transmission or storage is completely secure; we cannot guarantee absolute security.
International Transfer
Your information may be transferred to and processed in countries outside your jurisdiction, including the United States, where data protection laws may differ. By providing information, you consent to this transfer.
Third-Party Links
Our Service may contain links to third-party sites. We are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our Service is for users age 18 or older. We do not knowingly collect information from children under 13. If we learn we have collected such information, we will delete it promptly.
Amendments to This Policy
We may update this Policy. Changes will be posted on this page and effective immediately. Your continued use of the Service constitutes acceptance of the changes. We will notify you of material changes via email or a website notice.
Contact Information
Baymed Insurance Group Inc.
Belleair Bluffs FL 33770
[email protected]
(727) 240-2991